What does the ACA employer mandate delay mean for you?

Where does your organization stand now that the Obama administration has pushed back the employer mandate portion of the Affordable Care Act (ACA)?

• Small businesses: If you have fewer than 50 employees, the ACA doesn’t require you to offer health insurance to your workers. The employer mandate postponement has no effect on your business. Note: Plans are still under way to launch the Small Business Health Options Program (SHOP) on Oct. 1. SHOPs are the government-run marketplaces where small employers can locate and buy affordable insurance for their employees.
• Larger employers: If you have 50 or more full-time employees and already offer them qualifying health benefits, you don’t need to do anything. If you’re a large employer that doesn’t provide insurance, you’re off the hook for another year.

Don’t rest too easy, though. Use the next year to figure out how you are going to comply by Jan. 1, 2015.