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ACA may be boosting employer-sponsored health coverage

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in Compensation and Benefits,Human Resources

According to a new RAND Corp. study on the effects of the Affordable Care Act, 7.2 million previously uninsured workers gained health insurance through their employers between September 2013 and March 2014.

Some of the jump may be because of declining unemployment; more workers simply became eligible for coverage when they got jobs. However, RAND researchers say the ACA’s individual mandate probably played a significant role, driving workers who previously declined employer-provided coverage to sign up.

The RAND data indicate that the ACA hasn’t prompted a widespread shake-up in how most Americans obtain health insurance. Authors Katherine Grace Carman and Christine Eibner note, “Among adults, fully 80% still had the same form of coverage in March 2014 as in September 2013. Most notably, more than 100 million had employer-sponsored insurance before and have employer-sponsored insurance now.”

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