3 tips to hold the line on health insurance costs—That won’t land you in court — Business Management Daily: Free Reports on Human Resources, Employment Law, Office Management, Office Communication, Office Technology and Small Business Tax Business Management Daily
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3 tips to hold the line on health insurance costs—That won’t land you in court

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in Discrimination and Harassment,Human Resources

With the end of daylight-saving time and the beginning of the holiday season comes another annual ritual—open enrollment and next year’s health insurance premium notice.

The 2008 quotes may break the bank, especially for smaller companies and those in states whose insurance regulators allow demographic rating—a technique that sets the rates based on the age and sex of employees.

That doesn’t mean, however, that you should immediately look at your work force and fire older employees or refuse to hire older applicants. The savings you net on health care costs may be dwarfed by the expense of defending the age discrimination lawsuit that will inevitably follow.

But there are steps employers can take to stem the health care cost hemorrhaging and keep out of court.

First, some background data: According to a recently released study by the Kaiser Family Foundation, a health care research organization, employers reported they ...(register to read more)

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