If you took a wait-and-see approach to implementing health benefit changes until the Supreme Court ruled on the health care reform law, it’s time to kick your planning into high gear.
On June 28, the U.S. Supreme Court upheld the constitutionality of the Affordable Care Act (ACA), including its controversial heart—the “individual mandate” that requires almost all Americans to have health insurance coverage by 2014 or else pay a penalty.
Also intact: A requirement for most employers to offer health insurance to employees or pay penalties.
A cloud of uncertainty has hung over the law since it was enacted in March 2010. Twenty-six states filed lawsuits challenging the ACA’s constitutionality. Lower courts issued a string of conflicting rulings, paving the way for this year’s historic Supreme Court showdown.
The Court’s 5-4 ruling puts to rest for now uncertainty about how health insurers and HR pros who handle health benefits s...(register to read more)
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