Be aware that insurance companies have been known to refuse to defend a
case if the policyholder doesn’t promptly report an accident or injury. And
courts often agree the carrier had no liability. Best bet: Call your workers’ comp insurer right after an injury or
accident. Let the carrier sort out whether it’s a covered claim.
Case in point: A roofer injured himself while working for a
subcontractor hired by Klersy Building Co. The company didn’t report the claim because
it assumed the subcontractor would. It didn’t. The roofer sued and the insurer
said it wouldn’t cover the injury because Klersy hadn’t notified it right away.
Let cops search company PCs;
don’t fear a privacy lawsuit
Your company, not the employee, owns the computers in your workplace
and the data in them. You needn’t fear a privacy lawsuit if you give permission
for law enforcement to read e-mail, search hard drives or access phone numbers
on company-owned cell phones.
Case in point: When the FBI tipped off a