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Beat Rising Health Premiums With HRAs And HSAs

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in Human Resources

It's the third inevitability behind death and taxes — health insurance premiums will rise every year. That notwithstanding, employees still consider employer-provided health benefits to be of paramount importance. The results of a recent survey conducted by the Employee Benefit Research Institute showed that employees prefer employer-provided health benefits, even to salary. When asked, 75% of those employees said they would need at least an additional $6,700 in salary before they would think about giving up their health benefits.

Consumer-Driven Health Plans 

It's apparent that employers can't walk away from providing health care benefits without irreparably damaging employee relations. But rising premiums cause conundrums for employers. To lower premiums, more employers are turning to high-deductible health plans, newly dubbed consumer-driven health plans. Good news: The results of a three-year study con...(register to read more)

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