Your Children, Your Heirs

 

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Your Children, Your Heirs

Pass your estate on to your spouse and children – instead of the IRS.

There are dozens of legitimate ways to shelter your assets, disinherit the IRS and make sure your heirs end up with 100% of your money.

After your estate has been allocated and the exact numbers long forgotten, you want your heirs to remember you for thoughtfully making the situation as seamless as possible for them. Ultimately, that's the best legacy you can leave. Let Your Children, Your Heirs help you make the process go smoothly.

checkbox Yes! Rush me Your Children, Your Heirs. I understand that I can review my copy risk-free. And if I don't immediately see how I can protect my hard-earned wealth, you'll refund my entire purchase price. No questions asked, and I'll have no further obligation. On that basis, here's my order.
Yes! I want to disinherit the IRS.
We respect your privacy.
Dear Colleague:

Is the IRS a member of your family? Of course not. Yet after a lifetime of hard work – paying taxes all the way through – you could wind up leaving more than half your estate to Uncle Sam!

It’s a terrible fact of estate tax law. But it doesn’t have to be that way. You CAN shelter your assets, disinherit the IRS and make sure your heirs get 100% of your money. And to be sure you take advantage of the right tools for you, we publish Your Children, Your Heirs.

To make sure your wishes will be realized, you must be the ultimate decision maker. Don’t let the IRS take the choice away from you!
After working hard all your life, paying taxes all the way through, you could wind up leaving more than half your estate to the IRS! It’s a terrible fact of estate tax law – a fact that you can avoid!
checkbox Your Children, Your Heirs spells out all of your options, allowing you to make the best choice possible for your legacy. Get your copy now!
Yes! I want to disinherit the IRS.
We respect your privacy.
This Special Report explains everything you need to know to allow your heirs to reap the rewards of your life’s work. All the prime ways to protect your wealth – trusts, wills, insurance and charity – are covered in detail.

You’ll discover such tricks of the trade as ...
  • The best way to place your property and assets inside a trust
  • How to arrange your assets if your children are “out of the nest”
  • Why your trust’s name is vital if you want to steer clear of the IRS
  • How a trust can keep your estate from your spouse’s future mate
  • How a trust can let a married couple shelter up to $10.5 million and live off the income for 10 years
  • Your Children, Your HeirsWays to determine how much life insurance coverage you need
  • How to get the best buy on life insurance
  • Why single-premium life policies are better than annuities
  • The kind of life insurance to switch to as you get older
  • How to keep your company intact after your death
  • A simple step that guarantees your estate will owe no taxes until five years after your death
  • Why not to leave everything to your spouse
  • What a will won’t cover in your estate
  • Who will inherit the right to collect if someone owes you money
  • Who pays your final taxes after your death
  • Why you should put life insurance in a trust
  • A trust that can let you escape the “big three” – income, gift and estate taxes – and still enjoy income for the rest of your life!
  • How to pay yourself a bonus to cover the cost of key-person insurance
  • How your children can own an insurance policy on your estate, paid for with money you give them
  • And much more!

Sophisticated estate planning isn’t simple. You’ll probably have to work with a professional to do it properly. But Your Children, Your Heirs will help you make sure you ask the right questions – and get answers that make sense.
After working hard all your life, paying taxes all the way through, you could wind up leaving more than half your estate to the IRS! It’s a terrible fact of estate tax law – a fact that you can avoid!
checkbox Your Children, Your Heirs spells out all of your options, allowing you to make the best choice possible for your legacy. Get your copy now!
Yes! I want to disinherit the IRS.
We respect your privacy.
Your Children, Your Heirs can save you money by making the preliminary research easy. Once you read this special report, you’ll know the specific kind of trust and insurance you need now. Then you can ask a lawyer to simply draw up the papers, rather than paying $100 an hour for the same research you’ve already done!

Table of Contents
The Best Legacy of All
     Who Are Your Heirs
     Planning Through Life’s Cycles

1. Begin With the Basics
     The Impact of Estate Taxes
     Table 1: Estate and Gift Tax Exemptions, Rates
     How to Shelter $10.5 Million
     Bypass Trusts Can Be Lifesavers
     No Rest From the IRS
     A Matter of Trust

2. When Your First Child is Born
     Life Insurance: How Much Do You Need?
     Tailoring Your Coverage
     Start Out With Term Insurance
     Table 2: Present Value Factor Table
     Best Estate Tax Shelter: Your Spouse

3. When There’s a Will
     Which Assets Are Covered
     Drafting Your Will
     Naming an Executor
 
4. School Days: A Time of Change
     Stepping Up to Permanent Life
     Permanent Life vs. Term
     Reasonable Returns
     When to Change Your Will
     Setting Up a Minor’s Trust
     How to Avoid Probate Costs
     Using Powers of Appointment

5. High Hopes for Your Teenagers
     Variable-Life Puts You in Charge
     Saving for College: Section 529 Plans
     Deferred Annuities: Another Option
     Why Life Insurance Is Better
     Charitable Bequests

6. The College Years: Time for Higher Math
     Trim Your Estate, Year by Year
      Putting Your Trust in Trusts
      Establishing a GRAT
      GRATS Useful in Family Business Succession

7. Finally, the Kids are Grown
      Protection via a QTIP Trust
      Survivorship-Life Helps Pay Taxes
      Life Insurance Trusts
      Help for Your Surviving Spouse
      No Trust, No Control
      Ease Tax Bite on Your Pension
      Turn Your IRA Into a Money Machine
      Uniform Table
      Private Annuity: Three-Way Tax Avoidance

8. When the Grandchildren Arrive
      Charitable Lead Trusts
      Table 3: Discount Rate Impact
      Take Now, Give Later in CRTs
      Paying the Price
      Avoiding the Crackdown on CRTs
      Jumping Into the Pool
      The Waiting Game With CGAs
      Building a Dynasty
      Asset Protection in Some States

9. Taking Care of Business
      How to Keep Your Company Intact
      Selling the Business
      Don’t Come Up Short
      Anti-Antifreeze Strategies
      How to Defer Estate Taxes
      Split-Dollar May Keep Company Whole
      All-in-the-Family Sales

10. Putting the Pieces Together
      Take the Easy Steps First
      Early Distributions, Earlier Taxes
      Don’t Starve the Estate

Appendix: Last Will and Testament of John Doe

Your Children, Your Heirs
You’ve worked a lifetime to build your estate. Pass it on to your spouse and children – instead of the IRS. Get your copy of Your Children, Your Heirs today!

Sincerely,



Phillip A. Ash, CPA
President and Publisher
After working hard all your life, paying taxes all the way through, you could wind up leaving more than half your estate to the IRS! It’s a terrible fact of estate tax law – a fact that you can avoid!
checkbox Your Children, Your Heirs spells out all of your options, allowing you to make the best choice possible for your legacy. Get your copy now!
Yes! I want to disinherit the IRS.
We respect your privacy. 
P.S. Your satisfaction is unconditionally guaranteed. If you decide that Your Children, Your Heirs isn’t all we’ve promised and more, we will refund 100% of your purchase price – no hassles, no questions asked.
P.P.S. No matter what President Obama and Congress do, you can still protect your estate against higher taxes – IF you act quickly. Download a PDF version of Your Children, Your Heirs and start planning your estate right away. Get your copy now!