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Which credits and tax breaks are intended for you?

Small business owners are reaping millions
from the U.S. Tax Code!

checkbox Yes! Rush me my plain-English Retirement Tax Guide. I understand that I can review my copy risk-free. And if I don’t immediately see how to seize opportunities written into the tax laws – and confidently collect the money the IRS is trying to give me – you’ll refund my entire purchase price. No questions asked, and I’ll have no further obligation. On that basis, here’s my order.
Yes, I want to maximize my retirement wealth.
We respect your privacy.
Dear Business Professional,
It takes savvy tax planning to build a retirement nest egg during your career and then keep the IRS at bay in your golden years. The government has handed you a bounty of tax breaks, many of which require you to act quickly to yield the most benefits.
As Washington attempts to fund more government programs, the feds are hungry for more cash. And the likely main course of their next feast? Your retirement.
There are many wealth-building opportunities hidden inside the enormous federal budget. And the good news: Many tax law provisions that were set to expire have recently been extended by Congress.
Retirement accounts may rise or fall, but tax shelters have grown impressively.
checkbox To understand and profit from the current crop of retirement wealth stimulants, you need the insights found only in the Retirement Tax Guide. Get your copy today!
Yes, I want to maximize my retirement wealth.
We respect your privacy.
How does it all affect your retirement plans? Which tax breaks will help you put more money into your investment accounts?

To keep you up to speed – and a step ahead – we’ve updated our best-selling Retirement Tax Guide.

The Retirement Tax Guide explains how you can maximize your retirement dollars by taking full advantage of the many tax-reducing shelters, trusts, credits and deductions available. You’ll learn the pros and cons of every imaginable financial strategy, along with step-by-step advice to make them work for you.

You’ll discover how to:
  • Maximize your 401(k), SIMPLE and IRA contributions. If you’re over age 50, you have even more to profit from under the current tax law.
  • Take thousands of dollars off your taxable income with these 6 easy strategies
  • Pay absolutely no taxes on the sale of investment property
  • Use our quick 5-point checklist to determine whether you should take a lump-sum distribution of your retirement benefits or roll them over
  • Make your home a “fixer-upper” and charge the expenses to Uncle Sam
  • Cash in on tax savings for “dribble out” distributions from qualified plans
  • Easily determine whether you can withdraw money from your IRA without incurring early distribution penalties
  • Cut taxes on annuities by using the new “safe harbor” method
  • Dodge taxes on Social Security income by taking 3 simple steps
  • Work longer without sacrificing retirement savings or benefits
  • Borrow cash after retirement to dramatically reduce taxes
  • Cash in on the few remaining shelters available to retired Americans – while you still can
The Retirement Tax Guide takes the guesswork out of financial planning. Along with our straightforward advice, it provides handy checklists, work sheets, sample calculations and detailed examples to illustrate the effects of various financial strategies on your tax liability, income and wealth. And the snappy “Tax Trap” warnings will help you steer clear of potential disasters.
Retirement accounts may rise or fall, but tax shelters have grown impressively.
checkbox To understand and profit from the current crop of retirement wealth stimulants, you need the insights found only in the Retirement Tax Guide. Get your copy today!
Yes, I want to maximize my retirement wealth.
We respect your privacy.
Take a look at the Table of Contents to see how the Retirement Tax Guide can secure your life savings:

Part I: Planning for Retirement
In Part I of the Retirement Tax Guide, we describe the most important tax incentives for retirement planning, old and new, and discuss in plain English how to minimize taxes while maximizing the amount you keep in your pocket.
1. Qualified Plans: Good Mileage for Your Money
  • 401(k)s: Contribution Limits
  • Maximum Contribution Limits for 401(k)s
  • Table 1: Amount to Put in a 401(k) Plan Monthly
  • On Your Own: Keogh Options
  • Keep It Simple With SEPs
  • Twice as Simple
  • Contribution Limits for SIMPLE Plans
  • IRAs: Save Even More
  • Maximum IRA Contribution Limits
  • Table 2: IRA Deductibility for Active Participants
  • Roth IRA Revolution
  • Preserve More IRA Dollars for Your Heirs
  • How to Reverse a Roth IRA Conversion
  • How to Calculate Tax on a Partial Conversion
  • Roth 401(k)s: A New Option
  • Following in Your Footsteps
  • Estate Tax Exemptions, Tax Rates
  • Know How to Hold 'Em
  • Get Liquid With Loans
  • Early IRA Payouts
  • Dealing With Distributions
  • Stay Out of the Penalty Box
2. Nonqualified Plans: Alternate Avenues
  • A Basic Blueprint
  • Rabbi's Rules
  • Safety First: Secular Trusts
  • Bonus Points for Owners
  • Annuities: The Waiting Game
  • Rebalancing Your Portfolio
  • Shopping for a Deferred Annuity
  • Upfront Bonuses and Long-Term Care
  • Learn Before You Leap
3. More Routes to Savings
  • Policy Matters
  • Variable Life or Variable Annuity?
  • CRTs: Sweet Charity
  • CGAs: More Charitable Thoughts
  • CRT Versus CGA
Retirement accounts may rise or fall, but tax shelters have grown impressively.
checkbox To understand and profit from the current crop of retirement wealth stimulants, you need the insights found only in the Retirement Tax Guide. Get your copy today!
Yes, I want to maximize my retirement wealth.
We respect your privacy. 
Part II: Sheltering Income in Retirement
Of course, building a retirement fund is only half the battle. Once you reach retirement, every dollar of your income becomes very dear. So in Part II of the Retirement Tax Guide we spell out what you can do after retirement to keep the most money away from the IRS. Further, each tax-saving strategy we explain is low risk and designed to trim your tax bill without triggering any audit flags.
4. Trimming Your Tax Bill
  • Table 3: What Part of Your Benefit Is Taxable?
  • Normal Retirement Age Rising
  • Shrink Your Income
  • When to Start Collecting Benefits
  • How to Take Your Lump Sum
  • Rollover Roulette
  • Withdrawals: Decisions, Decisions ...
  • Life Expectancy Table
  • Cope with the New 3.8% Medicare Surtax

5. Cashing in on Annuities
  • Flexibility or Tax Savings?
  • Split Annuities
  • Lifeline to Safe Borrowing

6. Super Shelters for Retirement Income
  • Tax Breaks With CRTs
  • Inflating Income With CRTs
  • Investment Property: Exchange, Don't Sell

7. Relocating: Research in Advance
  • State/Local Tax Burdens
  • Escape From Tax Traps
  • The Artful Dodge

8. Home, Sweet-Equity Home
  • Over-55 Exclusion Repealed
  • Recycle the Gain Exclusion
  • Cashing In
  • Reverse Mortgage Basics
  • Finding a Lender
  • Different Strokes: Sale-Leasebacks
Bottom line: You're the only one who can provide a dream retirement for yourself.
Major changes are looming for Social Security and Medicare – changes that could rock your retirement plans and end up being billed to the taxpayer. Regardless of what surprises the future might bring, from Washington or Wall Street, you can have the retirement you prize, but you have to get your strategy in place now. The Retirement Tax Guide will show you how to do it.

Sincerely,



Phillip A. Ash, CPA
President and Publisher
Retirement accounts may rise or fall, but tax shelters have grown impressively.
checkbox To understand and profit from the current crop of retirement wealth stimulants, you need the insights found only in the Retirement Tax Guide. Get your copy today!
Yes, I want to maximize my retirement wealth.
We respect your privacy. 
P.S.  Don’t let available retirement tax stimulants slide by. Start building your wealth now by ordering the Retirement Tax Guide. If you don't immediately see how to seize opportunities written into tax laws – and confidently collect the money the IRS is trying to give you – we'll refund your entire purchase price. No questions asked, and you'll have no further obligation.
P.P.S.  You’ve worked hard your whole life so that you can enjoy a relaxing, enriching retirement. Enjoy those lazy sunsets and beautiful views with the peace that comes from prosperity – order the Retirement Tax Guide now!