Make sure you keep your insurance payments up to date, and never "oversell" the quality or quantity of your. Courts will make you stick to any promises, even if they're made orally. In a recent case, a warehouse worker hurt his back on the job. The employee handbook said all employees would be provided workers' comp, but the company had let the policy lapse. He successfully sued for negligence and breach of contract. (Adams v. Reynolds Tile and Flooring Inc., No. 14-03-00263-CV, Texas Ct App, 2003)
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