Q. Does North Carolina have a “little” COBRA Act that requires small employers to offer continued health insurance to terminated employees?
A. Yes. The federal Consolidated Omnibus Budget Reconciliation Act (COBRA) requires companies with 20 or more employees to offer continued health insurance and dental coverage for employees and their dependents upon certain triggering events.
North Carolina adopted the Group Health Insurance Continuation and Conversion Privileges Act, which requires employers with fewer than 20 employees to offer continued health insurance coverage upon certain triggering events—but not dental, vision care or prescription drug coverage.
Your health insurance agent or broker should be able to walk you through the requirements.
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