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State exchange premiums compete with employer-provided plans

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in Compensation and Benefits,Human Resources

Premiums for health plans offered on state exchanges under the Affordable Care Act (ACA) this year are comparable to those of employer-provided plans offering similar coverage—and in some cases they’re much lower.

A new study by the PwC Health Research Institute found that 2014 premiums for employer-provided health insurance will average $6,119. The median price for platinum-level plans offered on state exchanges was calculated at $6,058. But the median premium for gold-level plans came in at $5,631, while silver-level plan premiums were $4,742.

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