Many employers anticipate spending more on health benefits this year as employees who previously declined insurance sign up in order to comply with the Affordable Care Act’s individual mandate.
The Mercer HR consulting firm’s National Survey of Employer-Sponsored Health Plans found that in 2013, about 22% of eligible employees waived coverage for themselves, either because they were covered under another plan or because they chose to go without. Among those who did enroll, about 53% elected dependent coverage.
But this year, because of the individual mandate, Mercer says fewer employees will waive coverage for themselves and more will elect dependent coverage.
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