The U.S. Department of Labor has released model notices employers can use or adapt to tell employees about their options for buying health insurance through government-run state exchanges. The notices—mandated by the Affordable Care Act—were originally supposed to go to employees at the end of March, but the feds decided to hold off until plans for implementing state exchanges firmed up.
The notices describe how state exchanges work and how they may help employees find affordable coverage. Employers must begin providing these or similar notices to current and new employees no later than Oct. 1, 2013. There are two model notices:
- One for employers that don’t offer health benefits
- Another for those that do. This one requires employers to fill in details on available coverage.
Download the model notices and read implementation guidance (Technical Release No. 2013-02) at the DOL's website.