State laws usually require that employee participation in direct deposit or paycard programs must be voluntary. States may also allow paycard vendors to charge employees fees, beginning with the second transaction. This chart summarizes the states’ direct deposit/paycard rules. “Mandatory” means that a state allows you to make e-payment a condition of employment, if you choose. States that don’t have laws aren’t included. In all cases, contact your state labor department for the full story.
ALASKA
Direct Deposit: Voluntary
Paycards: No law
ARIZONA
Direct Deposit: Voluntary; employees get 1 free withdrawal
Paycards: May be mandatory; alternative to direct deposit; employees get free access to full pay; disclosure required
ARKANSAS
Direct Deposit: Voluntary; employees opt out in writing
Paycards: No law
Direct Deposit: Voluntary; employees pick in-state bank
Paycards: Voluntary; employees get 1 fre...(register to read more)
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