Michigan’s workers’ compensation system protects employees who are injured on the job by replacing lost wages while they recover. The Workers’ Compensation Agency (www.michigan.gov/wca) administers the law.
The system works as a no-fault guarantee. Employees who can show they were hurt while working can receive a portion of their earnings and paid medical care for their injuries. They needn’t prove that their employer was negligent. In exchange for the no-fault guarantee, workers can’t sue for negligence to collect far more than just lost wages and medical payments.
Michigan’s workers’ comp program is generous to employees. Unlike in many states, even employees who injure themselves during horseplay at work can receive benefits. The only exception to coverage: employees injured as a result of willful misconduct.
However, if employers haven’t paid their premiums on time or in some other way aren’t in compliance, they lose...(register to read more)