The Florida workers’ compensation system protects employees who are injured on the job by replacing lost wages while they recover. The system works as a no-fault guarantee. The law entitles employees who can show they were hurt while working to a portion of their earnings and paid medical care for their injuries. They needn’t prove that their employer was negligent. In exchange for the no-fault guarantee, the law doesn’t permit workers to sue for negligence and collect far more than just lost wages and medical payments.
The Florida Department of Financial Services administers the law through its Division of Workers’ Compensation (www.fldfs.com/wc/).
In 2005, Florida’s legislature modified the workers’ compensation system. Under the new system, workers’ compensation carriers must pay compensation or benefits only when the workplace injury is more than 50 percent responsible for the worker’s condition. This determination i...(register to read more)