The following three principles seem like common sense, but people neglect them surprisingly often when engaging an adviser:
- Have your adviser well in place —deep in conversation and action — before a crisis hits. Build a solid foundation so it’ll be there when you need it.
- Allow your adviser access to you — to both your schedule and your thinking — so that it’s absolutely clear what you’re facing.
- Remember that the adviser is not there to do your job. You’ve got to make your own decisions, set your own benchmarks, dream your own dreams.