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In case of disaster …

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Floods, fires, hurricanes. When natural disaster strikes, it pays to be prepared. Web sites that can help:

• Know Your Stuff ( is a free software program sponsored by insurance companies that helps you inventory and categorize all your possessions.

According to insurance agents, most people filing a claim don’t remember all the things they’ve accumulated. Documenting your possessions ensures that you receive every cent you’re due.

How it works: Take photos and scan receipts, then add them to your inventory. You can either save the data in an off-site storage space offered by Know Your Stuff (for a fee) or on your own flash drive.

If you use a flash drive, store it in an easy-to-reach drawer, so you can grab it in a hurry, should you need to flee for your safety.

• The Disaster Recovery Guide ( covers it all: how to create a disaster-recovery plan for your organization; how to do a risk assessment, etc.

• The Disaster Handbook ( by the University of Florida, contains a long list of resources to use in the event of a weather-related or fire-related incident.

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