Does health insurance discriminate against single or childless workers? — Business Management Daily: Free Reports on Human Resources, Employment Law, Office Management, Office Communication, Office Technology and Small Business Tax Business Management Daily

Does health insurance discriminate against single or childless workers?

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Q. My company pays health insurance for all spouses, children and domestic partners of my co-workers. I am single and don’t have children or a domestic partner. Am I being discriminated against, since they receive more benefits than I do?

A. No, assuming you personally are eligible to receive the same benefits as your similarly situated co-workers. Your company could not choose to cover your co-workers’ spouses, children and domestic partners while declining to cover yours. But it does not have to pay you extra benefits because you aren’t using benefits for a spouse or children.  

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