More states require insurance firms to cover certain medical tests, treatments — Business Management Daily: Free Reports on Human Resources, Employment Law, Office Management, Office Communication, Office Technology and Small Business Tax Business Management Daily

More states require insurance firms to cover certain medical tests, treatments

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in Human Resources

Despite calls for a moratorium on such mandates, state legislatures continue to require that insurance companies cover specific tests and treatments, which leads to increases in employer health premiums.

Example: California recently became the fifth state to add a specific diagnostic test for cervical cancer to the list of covered treatments that must be included in all health insurance policies issued in the state.

A proposal before Congress would allow employers to form health care consortium groups across state lines.

If enacted, the measure would let employers take part in so-called "association health plans," which would be exempt from state mandates such as California's new requirement.  

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