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Dodge the tax bullet on ‘taxable’ Roth distributions

by on
in Small Business Tax

All the buzz about Roth IRAs in 2010 is about the new rules for conversions. For the first time ever, you can convert a traditional IRA to a Roth, regardless of your annual income. But nothing has changed in the rules for Roth IRA distributions. Unless payouts of accumulated Roth account earnings meet the definition of “qualified distributions,” they are subject to tax.

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