Women’s Health and Cancer Rights Act — Business Management Daily: Free Reports on Human Resources, Employment Law, Office Management, Office Communication, Office Technology and Small Business Tax Business Management Daily

Women’s Health and Cancer Rights Act

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in Employment Law,Human Resources

The Women's Health and Cancer Rights Act (WHCRA) requires health insurance plans that cover mastectomies to pay for reconstructive surgery in connection with a mastectomy. Issues include whether employers may impose deductibles or coinsurance requirements, minimum hospital stay entitlements, and notification demands.

Effective with benefits plan years beginning on October 21, 1998, the WHCRA requires health plans that cover mastectomies to pay for reconstructive surgery in connection with a mastectomy.

Coverage

The WHCRA applies to group health plans, health insurance companies, or health maintenance organizations (HMOs), if the plan or coverage provides medical and surgical benefits with respect to a mastectomy.

The WHCRA does not require all group health plans, insurance companies, and HMOs to provide reconstructive surgery benefits. Only those which provide coverage for medical and surgical benefits with respec...(register to read more)

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