The Women's Health and Cancer Rights Act (WHCRA) requires health insurance plans that cover mastectomies to pay for reconstructive surgery in connection with a mastectomy. Issues include whether employers may impose deductibles or coinsurance requirements, minimum hospital stay entitlements, and notification demands.Effective with years beginning on October 21, 1998, the WHCRA requires health plans that cover mastectomies to pay for reconstructive surgery in connection with a mastectomy.
The WHCRA applies to group health plans, health insurance companies, or health maintenance organizations (HMOs), if the plan or coverage provides medical and surgical benefits with respect to a mastectomy.
The WHCRA does not require all group health plans, insurance companies, and HMOs to provide reconstructive surgery benefits. Only those which provide coverage for medical and surgical benefits with respec...(register to read more)
- How to Fire an Employee the Legal Way: 6 Termination Guidelines
- Ask court to limit claims when employee acts as his or her own lawyer
- Good evaluation, raise don't invalidate retaliation claim
- Tell Supervisors to Make FMLA a 'Work-Free Zone'
- Employee returning from FMLA? Alter pay only in rare situations