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How much of our employees' health insurance premiums should we pay?

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in Human Resources,The HR Specialist Forum

What percentage of our employees' health benefit premiums should we pay? We're looking at ways to save next year, and would really like to shift some of our costs to employees. However, we don't want to make ourselves uncompetitive compared to other employers. What percentage of health premiums do you pay?—Al D., Calif.


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{ 2 comments… read them below or add one }

John July 6, 2010 at 4:00 pm

Our company does a 78% company and 22% employee split and it seems to work well for our employees, the company also has a HSA (Health Savings Account) with a high deductible plan we keep costs down. We have 270 employee’s and we really explain why we need to go this direction. It was accepted well.

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Qiuinn July 6, 2010 at 3:51 pm

I think you should at least pay for the employee– as the company wants them there to do the work. As for the dependents — the employee should pay a fair share of it and that would be included in their benefits as to the other share. As a person that worked for eons and didn’t need insurance except for myself– I was appalled to see my peers getting their whole families covered while I only had myself covered by the company– I felt that their benefit package was much h ighter than mine and I asked for more money but was denied it. So I am not for covering the whole family– while one watches ever family member get braces or any extras they can dig out of a company

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