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Americans admit financial ineptness

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The National Foundation for Credit Counseling asked Americans to grade themselves on their knowledge of personal finance. A full 34% gave themselves a grade of C, D or F. Plus, one-third of respondents said they don’t put any part of their annual income toward retirement. That’s up by 5% from the 2008 survey.

Lesson: It’s time to invite your 401(k) provider for a brown-bag lunch presentation.

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