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Business trip injury qualifies for workers’ comp

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in Compensation and Benefits,Human Resources

Q. One of our nonexempt employees was traveling with her boss to other company sites to conduct meetings. After one meeting, she and the boss went to dinner, which the company paid for. During the meal, the employee broke a crown on her front tooth, requiring emergency dental work. Would this fall under workers' compensation? —R.B., Alabama

A. In most states, the answer would be “Yes.” Here's why: Typically, workers' comp benefits must be paid when an employee is injured in the course of employment (or while advancing the employer's business) and the injury is connected to that activity. Workers' comp coverage is quite broad and often includes incidents that happen off company premises and outside regular working hours.

If an employee is hurt while having a meal on a business trip, there's little doubt that most states would consider this covered by workers' comp. Check with your carrier or workers' comp attorney.

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