You can significantly reduce the cost of your organization’s workers’ compensation premiums by following a program of accident prevention, better claimsand prevention of fraud and abuse.
Specifically, you should:
1. Investigate all accidents. You can’t design an accident prevention program unless you know the source of the accidents, what types of accidents most frequently occur and which ones are the most severe. Keep records on all accidents, not only the ones resulting in claims. (Your OSHA records are the place to start.)
2. Have an accident prevention program. Many states offer free consultations with safety and health specialists who will come to your business to design accident prevention programs. Some states hold free workshops throughout the year to advise employers on how to avoid workplace injuries and occupational diseases. West Virginia alone conducts more than 1,000 workshops a year.
3. Report acci...(register to read more)