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1. Starting in 2014, employers with 50 or more employees that don’t offer health insurance to employees will pay an annual penalty of:

    a. $750 per employee

    b. $2,000 per employee

    c. $3,250 per employee

2. Percentage of employers that impose or plan to impose financial penalties (higher premiums, higher deductibles, etc.) for employees who smoke:

    a. 24%

    b. 45%

    c. 64%

3. When employers do credit background checks on job candidates, how many years of credit history do they most often review?

    a. 2 to 3 years

    b. 6 to 7 years

    c. 10 to 20 years

4. Last year, 65% of U.S. workers said they were currently saving for retirement. How has that figure changed in 2010?

    a. Dropped to 60%

    b. Dropped to 54%

    c. Risen to 74%

5. The top three ways, in order, that U.S. workers said they would spend their tax refund dollars this year:

    a. Put in savings, make home improvements, pay bills

    b. Pay bills, put in savings, go on vacation

    c. Go on vacation, pay bills, put in savings

Sources: 1. Patient Protection and Affordable Care Act; 2. Hewitt Associates; 3. SHRM; 4. Employee Benefit Research Institute; 5. CareerBuilder survey

Answers:  1. b  2. c   3. b  4. a  5. b

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