Issue: As the work force ages, more employees are suffering age-related injuries that appear to be work related.
Risk: You may wind up paying, in insurance and workers' comp costs, for injuries that aren't associated with the job.
Action: Work with physicians to distinguish between injuries that are work-related and those that are age-related.
You recognize the benefits of employing older people, but you may be overlooking an inevitable byproduct: the risk of higher insurance and workers' comp costs due to injuries brought on by the effects of natural aging.
Your goal: Determine which of those injuries are truly caused by work, and thus covered by workers' comp, and which are the result of normal aging. It's important to work with a knowledgeable physician who is trained at drawing such lines.
Fact: The length and cost of work disability is much higher among employees age 60 to 74, compared with people a...(register to read more)