A new federal law takes effect Nov. 8 that extends eligibility for group health insurance coverage to some dependent children age 18 or older who are higher-education students.
“Michelle’s Law” requires continuing coverage for dependents who must drop out of school to recover from illness. Under previous rules, dropping out would have cost them their full-time student status, ending their coverage. Group health coverage must be extended for up to one year.
Advice: Work with your carrier or broker to make sure your insurance plan complies.
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