Q. I understand that Illinois has passed a new law requiring certain employer-provided insurance policies to cover an employee’s dependents who are up to age 26 (or up to age 30 in some instances). Which employers and which policies are affected by the new law?
A. Yes, there is indeed a new law (215 ILCS 5/356z.12). It applies to all individual and group health insurance policies and HMO contracts (including dental and vision) that offer dependent coverage. Health coverage provided to state, county and municipal employees (and employees subject to the Illinois Schools Code) must also meet the new young-adult dependent coverage requirements.
Note, however, that the new law does not require employers to offer health insurance benefits or to offer dependent coverage benefits to employees.
The new law does not apply to:
- Individual or group health insurance policies or HMO contracts that do not include dependent ...(register to read more)